Budgeting for a Fixed Income

Budgeting a fixed income

Most seniors have a fixed monthly income. Money may be coming from a pension, social security, or disability, and although it may not seem like a ton, there are ways to budget and make a fixed income work to your advantage. One major plus for someone on a fixed income is that they know exactly how much money is available each month; they don’t have to worry about not getting enough hours at work or losing a job. For most seniors, money comes in on the same date each month, which is great, because there’s no surprise as to when money will be replenished. Continue reading

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Take Time to Preserve the Holidays

preserving family memory

Holidays are among the most celebrated family moments of the year, providing an opportunity for loved ones who may not see each other frequently to spend time together.

As we age, every day – especially the holidays – become even more precious to us. We want to hold onto the good memories and moments as long as possible. The holidays are the perfect time to preserve precious moments with loved ones in a variety of ways. Continue reading

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When Holiday Blues Replace the Silver and Gold

Senior with holiday blues

For weeks leading up to the major holiday season, we are inundated with images, songs and holiday decorations suggesting that we should be filled with the “holiday spirit.” But for some people, the holidays are not merry and bright – they are a struggle.

According to AARP, 6.5 million older adults struggle with depression, with fewer than 10 percent of those receiving treatment for the condition. Depression not only causes people to feel sad. It also can affect health in other ways, including increasing the risk of stroke. Continue reading

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Don’t Stress Over Holiday Gift-Giving

Couple exchanging Christmas gifts

The holidays can be a stressful time for many reasons, including when it comes time to figure out what kind of gifts to buy for friends and family.

If someone on your holiday shopping list is thinking about downsizing – or has an aging parent who may need to downsize – consider giving one of several DVDs explaining the process. This holiday season, Upside of Downsizing is offering 30 percent off on its DVD collection that is designed to help people gain freedom through downsizing. There are several options available. Continue reading

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