Select the Best Medicare Supplement in Three Easy Steps

2017 Medicare Advantage Plan Registration Tips and Tools.

It’s almost that time of year again.

No, we don’t mean the time of year when the leaves change and the sounds and smells of fall fill the air. Medicare Open Enrollment for 2017 begins Oct. 15 and runs through Dec. 7.

During the fall enrollment period, seniors and boomers who already are enrolled in the Medicare program can make changes to coverage, including:

  • Switching from Original Medicare to Medicare Advantage or vice versa;
  • Switching between Medicare Advantage plans, or from one Medicare Part D prescription drug plan to another; or
  • Enrolling in Medicare Part D if you were not eligible to do so when you originally enrolled in Medicare.

Those who will be enrolling in a Medicare Advantage plan must meet some basic criteria before being eligible to sign up, including being enrolled in Medicare Part A and B; be a resident of the selected plan’s service area, and must not be in the end stage of renal disease with some exceptions. Continue reading

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Change in Seasons Presents Challenges to Aging in Place

Senior dealing with home maintenance

The Harsh Truth About Seasonal Maintenance and Repairs.

September 22nd brought with it the official end to the summer of 2016. Before we know it, the ground will be covered with falling leaves and the air will be filled with the smells of autumn.

According to YouGov.com, fall is the favorite season for most Americans, ranking slightly higher than summer by those included in the poll. The weather is just right – not too hot, not too cold. In some parts of the country, the changing fall foliage is mesmerizing, with trees bursting into shades of red, orange and yellow.

While fall is full of beauty and wonder, it also can be an incredibly stressful time for seniors and boomers struggling to keep up with the demands of home ownership. Fall is the time of year when seasonal home repairs and routine maintenance are the most demanding in some parts of the country. For some, the demands are not only a drain on the monthly budget, but also can have a negative effect on one’s physical health and well being. Continue reading

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Top Reasons to go to College in Senior Years

Senior man attending college

Top Three Reasons to Rethink Becoming a Senior Learner.

When we retire, we often have all sorts of ideas about how we plan to take advantage of our newly-free schedule. Spending some quality time with our families, exploring a new hobby or even traveling to places we’ve always wanted to visit are among some of the top goals for seniors and boomers in retirement.

Another option some seniors and boomers consider is returning to college, either to earn a new degree, or to simply take a few courses for their own enrichment.

The most recent U.S. Census data indicates that there are now 40.3 million people aged 65 and older living in the U.S. As the senior population soars in this country, more colleges and universities are taking advantage of this growing segment of the population by luring them back into the classroom with plenty of incentives.

If you’ve never considered college as an option in your senior years, here are five top reasons to rethink it. Continue reading

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The Challenges and Joys of Raising Grandchildren

Grandparents with grandchildren

Parenting Your Way Through the Golden Years.

As we near retirement age, there are many things to which we look forward – leaving behind the hustle and bustle of the 9-to-5 working world, having more time to engage in our favorite hobbies or traveling to all of the places we’ve longed to see during our lifetime.

Many seniors and boomers also look forward to spending more time with their families, including grandchildren. However, more than 2.5 million grandparents are finding themselves in an entirely new role when it comes to their grandchildren. When our adult children are unable or unwilling to raise their own children, the obligation often falls on the grandparents to step into the caregiver role.

According to the Child Welfare Information Gateway, adult relatives of children who are no longer in the care of their birth parents are given preference when determining the placement of the children. Child welfare agencies are required to investigate whether an adult relative meets all relevant state child protection standards before recommending a child instead be placed with a foster family. Generally, preference is given to grandparents first, followed by aunts, uncles, adult siblings, and cousins. Continue reading

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