Top Tips for Stylish Seniors.
For some seniors and boomers, retirement is all about the ability to do whatever you want, whenever you want, while wearing whatever you want. After years of conforming to the working world – with its stuffy suits and starchy business attire – it can be a welcome relief to pull on a pair of old sweatpants and just hang out.
While it’s true that if you’re just hanging out and relaxing, it doesn’t really matter what you wear, there may be times when you need to wear something a little more formal than your favorite pair of golf shorts. There also may be times when – especially during the downsizing process – that you need to eliminate unneeded or infrequently used items to make room for belongings you will need to take with you to your new home.
Pros and Cons of Hiring a Wardrobe Pro
In these and other occasions, a wardrobe consultant can be an invaluable asset. Wardrobe consultants assist their clients with a variety of issues relating to fashion. They can provide clients with suggestions to enhance their appearances and their wardrobes for special events or occasions, or assist clients in improving or downsizing their daily wardrobes. Continue reading
Why Seniors Need Renters or Homeowner Insurance.
As we age, we find ourselves investing in a number of things that provide an extra layer of protection: life insurance, a quality health insurance plan or supplemental insurance to Medicare coverage and even a home alarm system to protect us and our belongings.
But many seniors skip the obvious when it comes to shielding themselves against unexpected expenses – renters or homeowner insurance.
Pros and Cons of Coverage
Whether you own or rent your home, chances are, what would happen if someone was hurt on your property isn’t forefront in your mind. You may think it will never happen to you. And while it is true that not everyone will experience these kinds of unfortunate events in their lifetime, insurance is designed for the “what if” scenarios. Going without adequate coverage is not a gamble that should ever be taken. Continue reading
Hit the Road or Hand in the Keys?
Ageing is an all-encompassing inevitability. Along with the physical and emotional components of growing older, a number of varied decisions must be made regarding an individual’s safety and quality of life as they age. With an ever-increasing population of baby boomers aging into the senior category of 65+, the surge of older Americans hitting the road has prompted distressing statistics as in elder drivers being twice as likely to die in car crashes than middle-aged individuals.
With normal health and physical restrictions due to the aging process, many seniors cling to their ability to drive and refuse to recognize the safety hazards they may pose to themselves and others on the road, outliving their ability to drive safely by 7 to even 10 years. With over 40 million boomers on the road (a 50% increase from 1999) and many of them ill-equipped with the necessary reaction times, eyesight, and physical maneuvers to drive safely, an average of 16 older Americans are killed and 648 are injured each day from car accidents. With these staggering numbers, it is up to physicians, caregivers, rehab care clinic workers, geriatric services, family members, and even seniors themselves to assess their command of the skills required to drive safely. Continue reading
Tips for Selecting a Retirement Destination.
There are a number of things we must consider when planning for our retirement. Among the most important considerations is our debt obligations, whether we have saved enough to retire comfortably and where we intend to live out our golden years.
While many seniors and boomers downsize in retirement, they tend to focus on the design of the home or the amenities of a retirement community, rather than the location. Failing to consider the location in which you plan to spend your retirement years can end up costing you more in your retirement savings than you had anticipated spending.
Finding a senior-friendly city and state is a crucial component to retirement. Not only will it mean an easier time finding the services you need, but it also will guarantee that your retirement savings will stretch further. There are a number of cost-effective cities, including some where you can live for as little as $100 per day.
Newspapers, magazines and online resources that focus on retirees have all taken a stab at compiling lists of the best places for seniors and boomers to retire. We’ve examined many of those reports, and have compiled our list of the top places for seniors to age in grace. Continue reading