Category Archives: Insurance-Medical

Top Four Issues Affecting Seniors This Election Season

Presidential candidates

Where do the Presidential Candidates Stand?

In a month’s time, we’ll be lining up at the polls, waiting to cast our votes for the person who will lead this country for the next four years.

I think it would be a mild understatement to say that this particular election season has been a bit rough. There has been a divide among the American people that hasn’t been seen in quite some time in this country, which can cloud the entire election process.

In 2016, we have been presented with two presidential candidates who couldn’t be more opposite of one another in the way in which they’ve conducted their public campaigns and in their stances on the vital issues facing this country. It’s enough to make even the most seasoned voter discouraged. Continue reading

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Select the Best Medicare Supplement in Three Easy Steps

2017 Medicare Advantage Plan Registration Tips and Tools.

It’s almost that time of year again.

No, we don’t mean the time of year when the leaves change and the sounds and smells of fall fill the air. Medicare Open Enrollment for 2017 begins Oct. 15 and runs through Dec. 7.

During the fall enrollment period, seniors and boomers who already are enrolled in the Medicare program can make changes to coverage, including:

  • Switching from Original Medicare to Medicare Advantage or vice versa;
  • Switching between Medicare Advantage plans, or from one Medicare Part D prescription drug plan to another; or
  • Enrolling in Medicare Part D if you were not eligible to do so when you originally enrolled in Medicare.

Those who will be enrolling in a Medicare Advantage plan must meet some basic criteria before being eligible to sign up, including being enrolled in Medicare Part A and B; be a resident of the selected plan’s service area, and must not be in the end stage of renal disease with some exceptions. Continue reading

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Healthcare Without Borders

Woman receiving healthcare in a foreign country

Growing Reasons to Consider Healthcare Outside the U.S.

As Americans, we like to think of our country as providing the best medical care from the world’s top-notch doctors. But the truth is, healthcare has become unaffordable for many in this country, including seniors and boomers who often do not have unlimited financial resources to pay for the rising costs of that care.

The cost of prescription drugs alone have more than doubled for seniors and boomers over the last eight years. According to the American Society of Consultant Pharmacists, there are more than 43.1 million adults aged 65 and older in the U.S., with 92 percent of those with at least one chronic condition and 77 percent with two or more chronic conditions. Seniors spend roughly $177.4 billion annually on prescription-related treatment for chronic conditions. Continue reading

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