Top Websites for the Over 50 Crowd.
As many seniors and boomers can attest, getting online can be a rewarding experience. You can meet new friends on websites made just for our age group, reconnect with old friends and family members on social media and find resources for planning a winter getaway to some place tropical.
But using the Internet also can be bit frustrating for seniors and boomers who aren’t as experienced in using it and are trying to sort out credible sites from those that may rip them off. Unfortunately, there is a lot of cyber crime, and it can be very easy to get taken advantage of at any age.
To help our readers navigate – and enjoy – the Internet, we have grouped reliable, reputable websites into categories most important to seniors and boomers as they navigate through the golden years. Continue reading
Learning to Manage Your Own Needs in the Senior Years.
We’ve all heard some variation of the idea that you can never be truly disappointed if you don’t expect more than you deserve.
As we get older, that saying can take on an entirely new meaning.
Nearly 90 percent of seniors and boomers who participated in an AARP survey indicated they wanted to “age in place,” remaining in their own homes versus downsizing and moving to a retirement community or other housing designed specifically for seniors. When seniors insist on this particular scenario, it can become easy to expect others to help us manage our day-to-day lives in order to make it happen.
Even seniors who have made the decision to downsize and are enjoying their retirement to the fullest still can have some unhealthy expectations where their friends and family members are concerned that can put a damper on those relationships.
Let’s talk about some of the most common expectations and how to not fall into the trap of becoming one of those seniors who demands more than they deserve. Continue reading
Tips for Communicating End-of-Life Wishes.
American science fiction author Frank Herbert once said, “There is no real ending. It’s just the place where you stop the story.”
Death is not a pleasant topic to discuss, and the ability to do so does not improve with age. In fact, the older we get, the more uncomfortable it can be to talk openly and honestly about what is inevitably waiting for each and every one of us.
However, the failure to communicate end-of-life wishes can be a costly one. According to information from the U.S. Centers for Disease Control and Prevention, most people would prefer to die at home – yet only a third of adults have an advance directive expressing that desire.
What is an Advance Directive?
An advance care directive, also known as an end-of-life plan, is a legal document which details provisions for an individual’s future healthcare decisions should they become mentally or physically incapacitated. There are two main types of directives: a living will and a durable power of attorney for health care. Continue reading
Best Ways to Become a Money Miser.
One of the biggest challenges we all face – regardless of whether we’re seniors well into the retirement years or millennials just starting out – is the ability to stretch our budget. It can be quite difficult to maximize every dollar we spend to squeeze out a little extra each month, but with a little creativity, every budget can be squeezed just a little bit.
Let’s explore some of the most common budget-crushing expenses seniors face, and ways to help reduce spending in those categories.
Budget-Crusher #1 – Vehicle Expenses
According to statistics provided by online resource NerdWallet, the average cost of vehicle ownership per year is $8,698. The figure includes a vehicle that is driven an estimated 15,000 miles per year, along with all associated costs (fuel, tires, maintenance and repairs, taxes, license and registration fees, insurance and interest/financing). Costs can vary depending on the vehicle and area in which is it being operated.
So what are some of the easiest ways to reduce vehicle expenses? Continue reading